Happay by MakeMyTrip is India's leading AI-powered Travel & Expense Management platform, helping enterprises

• Automate expense reporting,
• Simplify business travel, and
• Gain complete control over corporate spending.

From travel bookings and expense management to prepaid cards and seamless ERP integrations, Happay empowers finance teams with real-time visibility, policy compliance, and actionable insights—enabling businesses to reduce costs, improve efficiency, and transform the way they manage business spends.

Why Leading Enterprises Choose Happay?

• Recognized by G2 as a Leader in Travel & Expense Management
• Trusted by 1,000+ businesses to streamline corporate travel and expense management
• Enterprise-grade security with ISO 27001, PCI DSS & SOC compliance
• Powered by AI to automate expense audits, approvals & policy compliance

What Happay Delivers?

• End-to-end travel & expense management solution on a single platform
• AI-powered expense automation for faster reimbursements & fewer manual tasks
• Real-time spend visibility & policy compliance across every transaction
• Seamless integrations with leading ERPs, HRMS, banking partners & travel providers

To know more, view www.happay.com

M1xchange an RBI-regulated Trade Receivable Discounting System (TReDS) platform simplifying domestic trade transactions. More than just platform—our solutions form a fully integrated supply chain finance ecosystem. Offering a comprehensive product suite that unifies payment, financing, and liquidity across your supply chain, providing a seamless, end-to-end, and multi-financier experience. Launched in April 2017 has experienced rapid growth from its humble beginnings. This success is a result of the dedicated efforts and diligence of the management and every team member at M1xchange.

M1 has clocked more than 1,80,000 crores worth of transactions with 52,000+ sellers, 3000+ Large corporates and network of 66+ financers currently on the platform with 100% year on year growth trajectory. 100% digital and efficient, leveraging cutting-edge technology, accelerating transactions, reducing costs, and enhancing transparency throughout the supply chain, ensuring that we deliver unmatched value and solutions to all stakeholders

Transactions on TReDS platform happen digitally and starts when the MSME Supplier of Goods & Services, raises the invoice and the Buyer validates the same. This permits the financiers (Banks/ NBFCs) to bid against the verified and approved invoice. Once the supplier accepts the bid, the payment is processed in 24 hrs and credited to the MSMEs bank account. Through this platform, M1xchange promises MSMEs greater access to finance" at competitive rates and without providing any collateral, further the financing is without recourse MSMEs pass on the risk of receivables to the financiers (NBFCs/Banks) by selling their receivable. This financing is without collateral for MSME Enterprises.

M1xchange is backed by marquee investors such as from Amazon, IndiaMart, BeeNext Asia, Jindal Stainless Limited, and Filter Capital. These investments have enabled M1xchange to further invest in technologies like blockchain, expand its network, and drive business growth.

M1 NXT is the latest innovation from M1xchange, aimed at revolutionizing cross-border trade financing. Focused on exporters and importers, M1 NXT extends the principles of TReDS to international trade. This platform enables MSMEs engaged in global trade to access quicker, collateral-free financing, ensuring smooth cash flow and enhanced liquidity. By simplifying complex international transactions, M1 NXT is set to bridge the financing gap for Indian MSMEs in global markets.

One of the pioneering solutions introduced by M1xchange is MSME to MSME Financing. Unlike traditional models that focus on MSME to Corporate transactions, this innovative framework allows MSMEs to discount invoices raised against other MSMEs. This approach not only diversifies the financing landscape but also strengthens the overall MSME ecosystem by unlocking working capital within smaller supply chains. M1xchange facilitates this process with its robust digital infrastructure, ensuring quick, collateral-free liquidity for MSMEs even when dealing with fellow small enterprises.

M1xchange continues to pave the way for financial inclusion and liquidity access for MSMEs, empowering growth and sustainability through seamless and technology-driven solutions

To know more, view www.m1xchange.com